Our People

As Coldspring’s Chief Financial Officer (CFO) Joe oversees Coldspring’s financial operations, focusing on driving long-term value through strategic financial planning, risk management, and operational efficiency.   Prior to joining Coldspring Joe served as Chief Financial Officer at Falcon National Bank, where he led financial operations, balanced sheet risk management, and all internal and external reporting requirements.  He has also held senior finance positions at UnitedHealth Group, overseeing a $37 billion portfolio and leading financial planning and analysis across 26 markets.  His extensive experience spanning multiple financial disciplines and leadership activities is pivotal in driving Coldspring’s ongoing commitment to innovation, operational efficiency, and excellence across its business operations.